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Crypto to Buy Now: Top Picks for Your Investment Portfolio

  • user-icon thanh tuyen
  • date-icon 19/01/2026

The cryptocurrency market enters 2026 with both exciting opportunities and notable challenges. At the beginning of each year, investors find themselves asking the same question: “Which crypto should I buy?” Bitcoin, Ethereum, or a promising emerging project? To make the right decision, it is essential to understand how to identify the best cryptos. This article will help you do just that. If you are looking for specific names, the list of the best crypto to buy now below may be helpful.

How to Identify the Best Cryptos to Buy in 2026

Cryptocurrency is gaining more attention than ever, from both investors and the media. Not a few articles claim to highlight “best crypto to buy now"; however, it is risky to chase these headlines. Instead, you should focus on the following core factors to build your investment portfolio.

Market cap is the first key indicator. Large-cap cryptocurrencies generally offer greater stability and liquidity, making it easier to enter and exit positions. Smaller-cap assets may deliver higher returns, but they are also more vulnerable to price manipulation and sharp volatility.

Real-world utility is the second factor. Projects with high practical applicability retain their value better over time. In contrast, tokens without meaningful utility often rise only due to short-term speculation and struggle to maintain their value in the long term.

Finally, the legal environment is equally important. Crypto projects involved in legal challenges in major markets often struggle to scale and gain wider adoption. In 2026, projects with clear regulations and fewer legal risks are more likely to earn investor trust.

Best Crypto to Buy Now: Five Cryptos to Explode in 2026

Once you understand the key factors that influence a cryptocurrency’s long-term potential, let’s build your own investment portfolio. Below are five cryptocurrencies widely expected to bloom in 2026.

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1. Bitcoin (BTC)

Unsurprisingly, Bitcoin is the brightest star in any cryptocurrency portfolio in 2026. Its limited supply of 21 million coins and the 2024 halving event continue to reinforce its scarcity. As Bitcoin’s supply tightens while demand continues to grow, its long-term value proposition becomes even stronger. In addition, tens of billions of dollars have flowed into the market through spot Bitcoin ETFs, elevating Bitcoin's adoption to the next level. In 2026, Bitcoin is no longer viewed purely as a speculative asset. Instead, it is increasingly recognized as a long-term store of value within the global financial system.

2. Ethereum (ETH)

It is often said, "If Bitcoin is digital gold, then Ethereum is digital oil." Ethereum powers decentralized finance through smart contracts, NFTs, dApps, and more. In 2026, as DeFi, digital assets, and Layer 2 solutions become increasingly popular, demand for the Ethereum network remains consistently strong. ETH's value is directly tied to the actual usage of its ecosystem rather than short-term market sentiment, making it one of the most worthwhile long-term investments in the cryptocurrency portfolio in 2026. As a result, many investors choose Ethereum as a crypto to buy now because they believe in its long-term adoption as the leading platform for DeFi and tokenized assets.

3. Solana (SOL) 

Solana stands out as one of Ethereum’s strongest competitors. Its ecosystem supports a wide range of applications, including decentralized finance and the tokenization of real-world assets. Beyond its low transaction fees, Solana’s biggest advantage lies in its ability to process thousands of transactions per second. In late 2025, Solana launched its Firedancer upgrade, capable of processing up to 1 million transactions per second, making it a top choice for DeFi traders, NFT projects, and meme coins. With ultra-low fees and major performance upgrades, Solana enters 2026 as a high-potential blockchain with room for further expansion.

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4. Ripple (XRP) - Crypto to Buy Now

XRP is one of the longest-standing cryptocurrencies, launched in 2012 by Ripple, a blockchain-based payments company. It was designed to facilitate fast and cost-efficient cross-border transactions for financial institutions. 2026 marks a turning point for XRP, as the token benefits from increased legal clarity following its victory over the SEC. With no more legal obstacles, Ripple is focusing on expanding its on-demand liquidity network for cross-border payments. XRP is not the fastest-growing coin, but it possesses a clear foundation for practical application and increasing acceptance from institutions. If institutional adoption accelerates, this coin is expected to exhibit impressive growth potential in 2026.

5. Chainlink (LINK)

In 2026, as blockchain applications become increasingly complex and intertwined with real-world data, the role of oracles becomes more important than ever. This positions Chainlink, the leading decentralized oracle network, among the top cryptocurrencies worth investing in in 2026. Chainlink has become the data backbone for many DeFi and blockchain-based financial systems. Notably, in 2025, Chainlink partnered with the U.S. Department of Commerce to bring official government economic data onto public blockchains. This collaboration highlights Chainlink’s role as a trusted infrastructure layer and reinforces its importance in the future of the crypto ecosystem. Unpretentious but essential, Chainlink becomes a sensible choice for investors seeking sustainable value.

How to Buy Cryptocurrency: 5 Steps for Beginners

For newcomers, buying cryptocurrency may seem complicated. In reality, the process has become much simpler. With just a few basic steps, you can confidently start your crypto investment journey today.

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  • Choose a cryptocurrency exchange: Selecting a reputable exchange is one of the most important decisions you will make. It not only affects your trading experience but also the security of your assets. Prioritize exchanges with robust security systems, high liquidity, user-friendly interfaces, and positive user reviews.
  • Create an account: Register an account using your email, complete KYC verification, and set up two-factor authentication. Most major exchanges provide clear step-by-step instructions, making the process quick and straightforward.
  • Deposit funds: Fund your account via bank transfer, debit or credit card, or any other supported payment method that is most convenient for you.
  • Buy cryptocurrency: Search for the cryptocurrency you wish to buy and place an order. If you are new to crypto, starting with a small amount is recommended to help you understand market movements while limiting unnecessary risk.
  • Manage and store your crypto: Don't skip this step. Proper asset management and storage are essential for long-term security. You can keep your assets on the exchange for convenient trading, or transfer them to a personal wallet for enhanced security if you plan to hold them long term.

Top 3 Trusted Crypto Exchanges to Trade in 2026

After choosing the top crypto to buy now, it is time to find a reputable exchange. To ensure a smooth experience and a high level of security when investing in cryptocurrencies, you can consider the three trustworthy exchanges below.

1. Binance

Binance remains the top choice among trusted cryptocurrency exchanges. It is particularly well-suited for investors who prioritize security and liquidity.

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Why Binance is an ideal choice in 2026:

  • More than 300 million users globally, highlighting the platform’s scale and long-standing credibility.
  • In terms of security, Binance maintains a user asset protection fund valued at up to 1 billion USDC and has successfully recovered over $229 million for users affected by incidents.
  • High liquidity minimizes slippage even when trading large volumes.
  • A comprehensive ecosystem including spot trading, futures, staking, and earn products, allowing investors to manage and optimize their portfolios on a single platform.

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2. MEXC

Rather than competing with Binance in scale, MEXC differentiates itself through fast listings and early access to emerging projects. It is especially suitable for investors seeking short-term opportunities or early access to new projects.

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Why MEXC is an ideal choice in 2026:

  • Over 40 million users worldwide, reflecting strong global adoption.
  • In terms of security, MEXC operates a $100 million protection fund designed to compensate users quickly in the event of system incidents. It also maintains a futures insurance fund with a balance of 675,254 USDT, offering protection during extreme market volatility.
  • A wide selection of trading options, with up to 2,548 spot pairs and 833 futures pairs, enabling early access to promising projects before they become mainstream.
  • MEXC boasts a high-performance order matching system capable of processing approximately 1.4 million transactions per second, ensuring stability even during periods of high market volatility.

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3. KuCoin

KuCoin sits between two extremes: it is not as heavily reliant on institutional money as Binance, nor as focused on early-stage speculation as MEXC. In 2026, KuCoin is widely chosen by investors looking to expand their portfolios with mid- and small-cap altcoins.

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Why KuCoin is an ideal choice in 2026:

  • Over 40 million users globally and support for more than 1,000 cryptocurrencies.
  • In terms of security, KuCoin applies a multi-layered security framework, including multi-factor authentication (MFA), login risk control, and endpoint protection to prevent unauthorized access to user accounts.
  • KuCoin publicly delivers a Proof of Reserves (PoR) mechanism, allowing users to verify that all assets are backed 1:1 by on-chain reserves. Reserve data shows KuCoin maintains reserve ratios exceeding 100% for all assets, like BTC at 102%, ETH at 102%, and USDT at 105%.
  • It enables early access to over 90% of top-trending listed assets and breakthrough projects, creating opportunities for investors who want to combine top coins with promising altcoins.

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Having a reference crypto portfolio in place can help you stay aligned with market trends and proactively identify suitable entry and exit points. While the list of the best crypto to buy now above is selected based on core criteria for evaluating promising cryptocurrencies, the market remains highly volatile and unpredictable. Therefore, continuously updating your knowledge, improving your skills, and closely monitoring market developments are essential to making informed and wise investment decisions.

Thank you for taking the time to read this article.

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